Fees and Payment
Phone ConsultationWe offer 20-30 minute complimentary phone or video consultation to discuss concerns, and if you feel we are a good fit we can move forward with services or discuss a referral to other services.
Do you accept Health Insurance?We currently accept: Aetna BCBS (anthem) Cenpatico/MHS -MAMedicaid: BadgerCare/ForwardMultiPlan/AetnaUHC UMR We also accept EAP! Workplace - Employee Assistance Program
Ascension EAPEmpathia EAPCuralinc EAP KEPRO EAP New DIrections EAPOptum EAP Please let us know what insurance you are waiting on and check back frequently for updates to who is accepted.
Forms of Payment acceptedWe accept cash credit or paypal for your copay charge. We will send you electronic paperwork to add your insurance and card information at the time of the phone consultation if deciding to move forward with services at that time.
Fee ScheduleFee is due at the time of session. Please note your Copay if you have one is due at time of services- Please call your insurance ahead of time about "outpatient mental health benefits" with questions about deductible, copay and or amount of sessions authorized in a year / month / week.We will also work with you if we are not an “in-network” provider. For insurances we are not credentialed with, my services are considered “out-of-network” benefits. Services may be covered in full or in part by your health insurance or employee benefit plan. Therefore, you will be required to pay for therapy out of pocket, depending on your benefits. Please know that your rate will be based on what your insurance companies reimburse, which I have no control over.
Why would I not use my insurance benefits?Using your insurance is a personal choice. But, knowing what it means to use your insurance can be difficult. When using insurance for therapy, I am required to provide a diagnosis to the insurance company for reimbursement of services. This diagnosis will follow you and may be required to be documented on all health documents as a pre-existing condition.If I do not have insurance, or choose not to use it, do you accept cash payment?Yes, Many choose to have a flat rate fee of 80$ per 50 minute session if not using insurance benefits, Payable at the time of service. I currently accept cash, credit card, HSA card/check, or Pay Pal. With proof of financial need we can discuss a lower rate.
What is your cancellation policy?Please let me know at least 24 hours in advance if you are unable to attend your scheduled time. There is a nominal charge for late cancelled appointments and no-shows (1/2 of your normal cost), but multiple late cancels/no-shows may end in termination of services.
NSF/Bounced Checks?Will be assessed a $25 NSF (non-sufficient funds) check fee.
Questions to ask your insurance provider before your first session:
- Does my plan have out-of-network benefits?
- Do I have a deductible? How much is it? Have I met any portion of my deductible with other medical expenses this year?
- What is the cost or % of each session? (usually referred to as “co-insurance” payment)
- Is there a limit for the number of “outpatient” mental health or psychotherapy sessions I am entitled to for the benefit year?
- Does my plan require “pre-authorization” or a referral from a Medical Doctor (MD) or Primary Care Physician?
- What amount or % of the psychotherapy fee will be reimbursed?